What is the 14-day rule in Florida?
The 14-day rule requires accident victims to receive medical attention within 14 days of their car accident to be eligible for PIP benefits.
What am I entitled to after a car accident in Florida?
Depending on your specific insurance coverage, you may be entitled to medical expenses, lost wages, and other related costs through your PIP insurance, as per section 627.736 of the 2024 Florida Statutes. Additional compensation may be available if another party is at fault, including for pain and suffering.
How long after an accident can you claim compensation?
Personal injury lawsuits in Florida typically have a statute of limitations of two years from the date of the accident or discovery of the injury.
What happens if you don't report an accident within 24 hours in Florida?
Failing to report an accident promptly can complicate your claims process and potentially affect your eligibility for certain benefits. It’s always best to report an accident as soon as possible to avoid any issues with your insurance claim.
How Does PIP Coverage Work in Florida?
Florida is a no-fault state, meaning that regardless of who caused the accident, your own PIP insurance is the primary source of coverage for your injuries. Here’s a breakdown of what PIP typically covers:
- 80% of necessary medical expenses.
- 60% of lost wages.
- $5,000 in death benefits.