As a driver in the Sunshine State, understanding the most common types of car accidents in Florida is crucial for your safety and legal preparedness. At Todd Miner Law, we’ve seen firsthand the impact these accidents can have on individuals and families across Orlando and Central Florida. Let’s dive into the types of collisions you’re most likely to encounter on Florida roads.
Statistics on Crash Accidents in Florida
According to the Florida Department of Highway Safety and Motor Vehicles in 2023, our state saw a staggering 394,917 crashes – over 1,000 daily accidents. These collisions left 252,74 people injured, affecting nearly 700 lives daily. Most heartbreaking of all, 3,387 individuals lost their lives on our roads last year, an average of 9 deaths each day. These aren’t just statistics; they represent our neighbors, friends, and family. The impact of these accidents ripples through our communities, from the physical and emotional toll on victims and their loved ones to the billions of dollars in economic costs borne by society.
Most Common Types of Car Accidents in Florida
1. Rear-End Collisions
Rear-end collisions are all too common on Florida roads. Picture this: you’re stuck in I-4 traffic, crawling along, when suddenly the car behind you doesn’t stop in time. These often result from distracted driving, tailgating, or sudden stops. While many rear-end collisions happen at lower speeds, they can still cause significant injuries, particularly acceleration/deceleration injuries, commonly referred to as whiplash. In more severe cases, they can lead to herniated discs, spinal cord injuries, traumatic brain injuries, or even fatalities if a smaller vehicle is hit by a larger one, such as a truck.
2. T-Bone Accidents
We’ve all held our breath while crossing busy intersections like Colonial Drive and Semoran Boulevard. T-bone accidents are a frequent and dangerous occurrence, typically happening when someone runs a red light or misjudges oncoming traffic. The lack of protection on the sides of vehicles makes these accidents potentially devastating. Injuries can include broken bones, internal organ damage, and severe head trauma.
3. Left-Turn Collisions
Ever tried to make a left turn on University Boulevard during rush hour? Left-turn accidents occur when drivers underestimate the speed of oncoming traffic. Left-turn collisions often result in serious injuries due to the angular impact and potential for rollovers.
4. Sideswipe Accidents
Imagine you’re merging onto I-95 and someone drifts into your lane without looking. Sideswipe accidents happen when cars traveling parallel make contact. While often less severe than other types, sideswipe accidents can lead to loss of vehicle control and secondary collisions, which can be extremely dangerous, especially on highways.
5. Single-Vehicle Accidents
Late-night drives on dark, winding roads like those in rural Seminole County can be treacherous. Single-vehicle accidents involve just one car but can be just as dangerous, often caused by fatigue, weather conditions, or avoiding obstacles. These accidents can be particularly dangerous on rural roads or highways where help may not be immediately available.
6. Pedestrian and Bicycle Accidents
With our year-round beautiful weather, Florida’s streets are always bustling with pedestrians and cyclists. Sadly, our state consistently ranks as one of the most dangerous for these vulnerable road users. These accidents often occur due to distracted driving or failure to yield at crosswalks and usually result in severe injuries or fatalities due to the lack of protection for pedestrians and cyclists.
7. Hit-and-Run Accidents
It’s a scenario no one wants to imagine: being left injured at the scene while the responsible party flees. Hit-and-run accidents are a serious problem in Florida, occurring far too frequently. These incidents complicate the legal and insurance processes, making it crucial to have expert legal representation.
Where Do Most Car Accidents Happen in Central Florida?
While accidents can occur anywhere in Florida, certain areas are particularly prone to crashes. Tourist destinations like International Drive in Orlando and A1A in Daytona Beach often see an influx of out-of-town drivers unfamiliar with local roads and traffic patterns, increasing the risk of accidents.
Meanwhile, major highways like I-4, which cuts through the heart of Orlando, pose unique challenges. The combination of heavy traffic, ongoing construction projects, and constant lane changes create a complex driving environment where accidents are more likely to occur.
What is the 14-day rule in Florida?
The 14-day rule requires accident victims to receive medical attention within 14 days of their car accident to be eligible for PIP benefits.
What am I entitled to after a car accident in Florida?
Depending on your specific insurance coverage, you may be entitled to medical expenses, lost wages, and other related costs through your PIP insurance, as per section 627.736 of the 2024 Florida Statutes. Additional compensation may be available if another party is at fault, including for pain and suffering.
How long after an accident can you claim compensation?
Personal injury lawsuits in Florida typically have a statute of limitations of two years from the date of the accident or discovery of the injury.
What happens if you don't report an accident within 24 hours in Florida?
Failing to report an accident promptly can complicate your claims process and potentially affect your eligibility for certain benefits. It’s always best to report an accident as soon as possible to avoid any issues with your insurance claim.
How Does PIP Coverage Work in Florida?
Florida is a no-fault state, meaning that regardless of who caused the accident, your own PIP insurance is the primary source of coverage for your injuries. Here’s a breakdown of what PIP typically covers:
- 80% of necessary medical expenses.
- 60% of lost wages.
- $5,000 in death benefits.
Best Auto Accident Lawyer Near Me
Call Us for a Free Case Evaluation About Your Accident
Understanding the most common types of car accidents in Florida is the first step in prevention. However, even the most cautious drivers can find themselves in unexpected situations. If you’ve been involved in a car accident in the Orlando or Central Florida area, don’t navigate the aftermath alone. Contact Todd Miner Law online or call us now at 407-955-5640 for a free case evaluation with a former insurance company attorney. Our expert personal injury attorneys can guide you through the legal process, help you understand your rights, and work tirelessly to ensure you receive the compensation you deserve.
