Florida Car Accident Lawyer
Who Answers His Own Phone
After a Florida car accident, insurers move fast to limit what they pay. Todd Miner spent years defending them. Now, from Orlando, he uses 33+ years of Florida injury experience to fight for crash victims statewide. No call center.
Florida Car Accident Lawyer
Who Answers His Own Phone
After a Florida car accident, insurers move fast to limit what they pay. Todd Miner spent years defending them. Now, from Orlando, he uses 33+ years of Florida injury experience to fight for crash victims statewide. No call center.
After car crashes and difficult insurance claims, clients describe the communication, guidance, and personal attention they received from Todd Miner and his Orlando legal team.
Frequently mentioned in these reviews
✓ Florida injury cases
✓ Orlando car accidents
✓ Personal injury attorney
✓ Auto accident claims
✓ Insurance claim guidance
✓ Medical bills and recovery
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Maddie Walker
Google review
★★★★★
After learning my car was deemed a total loss and the driver at fault did not have enough money in property damage to cover my claim, I truly believed I was going to be losing a significant amount of money for an accident I didn't cause. Todd Miner changed my perspective completely. Todd Miner is your person to guide you through auto accident claims and make sure you are getting what's rightfully owed to you. He personally assisted me in making sure I was asking the right questions and using the correct verbiage to ensure I wasn't being taken advantage of by any insurance policies involved. I had no idea I had other options to explore, but Todd provided super clear information on how to navigate these tricky insurance claims. He saved me $$$$ (no exaggeration) all while providing easy and stress-free interactions. Todd Miner Law values their clients like none other I've experienced. Thank you, Todd!
D
Donna Walker
Google review
★★★★★
There are a lot of commercials out there for law offices that "care", or are "looking out for YOU"....let me tell you, Todd Miner is the real deal. I called at 3:30 on a Friday afternoon before a three day holiday weekend, because after being hit from behind by a driver who had trash for insurance, their insurance company as well as my own insurance company were pressuring me to quickly agree to items before the long holiday weekend, and none of the outcomes offered were remotely acceptable. Mr. Miner himself took my call after I gave details to his very friendly and compassionate associate, and for 35 minutes on a Friday afternoon when most people would be bolting out of the office for the holiday weekend, he gave me help when he had nothing to gain from it. Other firms we called either ignored us or blew us off because they didn't have anything to gain by taking our case. If I or anyone I knew needed a personal injury attorney, calling this law firm is the first phone call I would make.
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Erik Stein
Google review
★★★★★
I was in an auto accident in January 2026. I contacted the Todd Miner law firm the same day of the accident. Within 5 minutes Todd Miner was on the phone with me and took almost 30 minutes out of his Saturday to speak to me about the accident. Following my conversation with Todd I had the opportunity to work with Mark Ahrens and Stephanie Velez and they went above and beyond to get everything taken care of. They answered all of my questions, kept me informed with updates, and streamlined the entire process in a way I wouldn't be able to do myself.
Dealing with insurance companies can be a complex and difficult process that takes considerable time and effort. Mark and Stephanie handled everything and allowed me to focus on recovering from my injuries. I'm thankful for their help and while I hope to never be in another accident again, if I am, I wont hesitate to reach out to them again.
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Larry Muse
Google review
★★★★★
I am giving Todd Miner Law five stars – the most one can receive in these reviews. If it were possible, I would score his firm much higher, based on my personal experience with him and his team. Without going into great detail, I was struck by a car and my left leg was injured. After being treated at the local ER, along with other instructions, I was advised to follow-up with my Primary Care Physician. It was when I attempted to make that appointment that I quickly learned my doctor, and many others, will not treat vehicle accident patients. This made getting the treatment I needed after leaving the ER a struggle at best. That’s when I decided I needed help, and I reached out to Todd Miner’s office. In less than 30 minutes, Todd Miner himself called me. He listened to me and then told me he and his team would take good care of me … and they did. I think it was that afternoon that Mark Ahrens, Esq. reached out to me. In less than a week, thanks to their help and intervention, I was seen by a Physician who ordered the tests necessary to determine exactly what was wrong with my leg and what treatment I needed. Unfortunately, the test results showed surgery was required. Throughout this process, surgery, weeks of physical therapy, follow-up appointments, etc. Marc and his team were with me every step of the way. My well-being and recovery were as much a priority for them as it was for me. They consistently communicated with me - keeping me updated and informed as my case moved forward. I also have to commend Stephanie Velez-Raghunandan who works with Marc. She too was in constant communication with me and quick to respond to any questions or concerns I had. Todd Miner and his team exceeded my expectations. Calling his office was the best decision I could have made for myself and my family. I highly recommend Todd Miner Law. Todd and his team really are “on your side” and will take great care of you.
H
Herb C
Google review
★★★★★
I am writing this review of Todd Miner Law so the public can get a perspective of an actual client’s experience following a car accident. My wife and I were hit by a driver resulting in our car rolling over two times. Medical questions aside, the trauma of the legal aspects after this accident were troubling. Being new to the state of Florida, we had no legal representation. One only has to watch television to see the various alternatives that are available to you. That being said, Todd Miner was the one that showed an interest in assisting us no matter what the possible outcome might be. To be honest, we were sort of lost in all the details that started to arise and needed help. Todd Miner came to the rescue. Attorney, Mark Aherns and his assistant, Stephanie Valez-Raghunandan were terrific in handling all the details that needed solved. My wife and I are grateful for their assistance; without them we would never have been able to reach this point of conclusion. Thank you, Todd, Mark, and Stephanie. We recommend them highly to anyone in need.
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Masae Shimomoto
Google review
★★★★★
I contacted this law office after I was involved in an accident, and I’m very glad I did. From the beginning, everyone was attentive and patient, taking the time to listen carefully to my situation. The paralegal, Stephanie, was especially kind and kept in regular communication with me throughout the process. Both she and the attorney, Mark, clearly explained what to expect, which helped ease my worries. Since this was my first injury case in Florida, their guidance made a big difference and allowed me to focus on my recovery. My case did take some time, but in the end, I was able to receive compensation for the accident. When I met Mark in person, he was a true gentleman who genuinely cares about his clients. I highly recommend this law office!
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Jessica Santiago
Google review
★★★★★
I had a great experience with Todd Miner Law Firm. I was in a car accident the beginning of 2026 and the team took over everything so I could focus on my journey to healing and recovery. Mr. Mark Ahrens and Stephanie Velez were such great help throughout the process. I hope I won’t have a need for them again, but if I did, I would not hesitate reaching out to them.
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Angela Briddell
Google review
★★★★★
I highly recommend Todd Miner Law for any of your legal needs. From the moment I spoke with Mr. Miner on the phone and all the wonderful work done on my case by attorney Mark Ahrens Esq and his paralegal Stephanie, I know I was in good hands. They cared very much about my well-being and communicated that was above everything they were working on for me, was that I healed and became well from my car accident. No job too little or too small! I am very pleased working with this law firm for over a year too. I hope I don't need them in the future; however, if I do, I know I will be asking them to represent me again.
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Dawne Simpson
Google review
★★★★★
Thank you to Mark Aaron's and Ms Stephanie with my case. I was hit from behind by a car with minimal insurance. I wasn't looking for a bunch of money, I just wanted the doctors paid and it would make me happy. They took care of all the bills and I still got a check. I thank you again for all of the time spent on my case and talking to me. I give them 5 stars
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Setha Samnang
Google review
★★★★★
I would like to thank Attorney Todd Miner for handling the accident cases for both my wife and me. We truly appreciate everything he and his team have done for us. They kept in touch throughout the process and guided us every step of the way, making everything much easier to understand. If you ever need help with an auto accident case, I highly recommend Attorney Todd Miner.
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MARO
Google review
★★★★★
I had an amazing experience with Todd Miner Law after my hit and run accident. From start to finish, they made the entire process smooth, stress free, and handled everything professionally. A special thank you to Mark Ahrens and Stephanie for always keeping me updated and making sure I understood every step. They truly care about their clients and go above and beyond to get the best results. Thanks to them, I was able to receive my settlement without any headaches. I highly recommend Todd Miner Law to anyone who needs a reliable and dedicated legal team. Thank you again for everything!
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Brenda Ploudre
Google review
★★★★★
I was very impressed and happy with their handling of my case. Mr. Todd Miner called me back personally to discuss my options after I left a message on their voicemail. Mr. Mark Ahrens handled my account with empathy for me. Stephanie worked diligently on my case and medical bills. I cannot say enough good things about Todd Miner Law.
If thank them for all their hard work on my behalf.
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Anna Gunn
Google review
★★★★★
I have had the most positive experience working with Todd Miner after my car accident. Specifically, Mark Ahrens has been a major help to me, I couldn’t recommend them more. Thank you for supporting me through this process!
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Eric Harris
Google review
★★★★★
I had the privilege of working with attorney Brandon Bornstein and both paralegal Frank Romano and Bobbi Saindon at Todd Miner Law for a little over 2 years, and I could not be more grateful for how they handled my case. After a long, difficult process, they helped me reach a settlement that truly reflected what I had been through and gave me a sense of closure. Brandon was professional, knowledgeable, and honest from day one. He always took the time to explain my options clearly, kept me informed about what was happening, and never made me feel rushed or ignored. Frank and Bobbi were incredibly responsive and organized, making sure paperwork, updates, and communication were handled quickly and with care. What stood out the most was how much they genuinely cared about me as a person, not just a case number. For 2 hard years, they fought for me, encouraged me, and made sure I never felt alone in the process. I highly recommend Todd Miner Law—especially Brandon Bornstein, Frank Romano and Bobbi Saindon—to anyone who needs a dedicated team to stand by them and see their case through to the end. Thank you all again for the great work you've done!
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Rajan Joshi
Google review
★★★★★
As a criminal defense lawyer who owns his own firm, I have referred many of my clients to Todd Miner who needed a personal injury attorney. Todd is an amazing lawyer and has an incredible staff. His office personnel is extremely friendly and professional. What I respect about Todd the most is I can text or call him on a Saturday afternoon, And he will immediately respond. He will call the potential clients himself right away and tell thoroughly evaluate their cases. I highly recommend him and his team of exceptionally talented lawyers and support staff!!!
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Hayden Tines
Google review
★★★★★
Todd was nice, he took the time to talk to me for 20 minutes or so to help guide me in the right direction, I was recently in a car accident and it’s not major, and I was practically clueless to the steps I should take. After talking to me I now know more than before. He was very helpful with information I may need for my situation.
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Jackson Hopper
Google review
★★★★★
Highly recommend this law firm. They won a seemingly impossible case for me and my family. Chris is a expert communicator. If you've been hurt in an accident these are your guys!
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Sasha Black
Google review
★★★★★
I would like to take a moment to recognize Courtney Escoffery, Pre-Suit Paralegal at Todd Miner Law, for the outstanding service provided throughout my case. Although Courtney was assigned a couple of months into my case, the level of professionalism, communication, and consistency shown from the very beginning of our interaction was truly exceptional. Every question I had was addressed promptly, and I was kept informed with regular updates, which made the entire process feel smooth and reassuring. Courtney’s dedication and attention to detail made a significant difference in my experience. I always felt supported and confident knowing my case was in capable hands. From start to finish, the service provided was nothing short of phenomenal. I am sincerely grateful for the care and effort that was put into handling my case. Thank you for making what could have been a stressful experience feel manageable and well-handled.
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Brandi
Google review
★★★★★
I cannot say enough positive things about Chris McGuire and the entire team at Todd Miner Law. From start to finish, Chris was professional, compassionate, and incredibly knowledgeable. He took the time to explain every step of the process and made sure we felt informed and supported throughout my daughter’s case.
This was an emotional and stressful situation for our family, and Chris handled everything with care, confidence, and integrity. His dedication and attention to detail truly made a difference, and we are so grateful for the outcome. Knowing my daughter’s case was in such capable hands brought us peace of mind during a very difficult time.
If you are looking for an attorney who genuinely cares about his clients and works tirelessly on their behalf, I highly recommend Chris McGuire and Todd Miner Law. We are beyond thankful for everything they did for our family.
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Edgar Jaramillo-Vasconez
Google review
★★★★★
Priya Ramrattan and the team at Todd Miner Law took great care of me during a very challenging time. They showed genuine respect and care for me during the time they were taking care of my legal representation. I would not hesitate to recommend them to anyone, or use them again should I ever need legal representation in the aftermath of an accident. Ed Vasconez
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Susan M Barnes
Google review
★★★★★
Hi, I have to say that Mark Ahrens and Stephanie, his assistant, were excellent helping me with my settlement. They fought hard for me for which I am grateful and I highly recommend them.
R
Ruth
Google review
★★★★★
Mark Ahrens at Todd Miner Law Firm was extremely knowledgeable, helpful, and professional throughout the entire process. He took the time to answer all of my questions thoroughly and made sure I understood every step. I truly appreciated his expertise and would highly recommend him to anyone in need of legal assistance.
J
Julia Hodges
Google review
★★★★★
Good communication, and I had LOTS of questions. Chris was very patient, professional and knowledgeable. He made the whole process less traumatic. Well above a mere 5 stars.
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Gail Stout
Google review
★★★★★
We were involved in an escalator accident in the Atlanta airport.
I had seen the commercial quite a few times, but I was never in a situation where I needed one. Last night I was chatting about this online, which I thought was a bot. It was not just a bot. it was not, it was Attorney Miner himself. The chat was to go to the walk-in clinic for the pain and to call his office to speak with Elina after we were home. I spoke with Elina, and she couldn't have been more patient with me, and so sweet and wants to be sure she gets all the answers for us. Since our accident was in Georgia, we need to have an attorney in Georgia. Attorney Miner is going to make a personal call to an attorney in Georgia himself! When I was chatting last night, I asked who I was communicating with, and it was Attorney Miner himself. I hope I never need an attorney, but if I did or anyone I know, I will always refer to Attorney Miner. You will be in good hands with Elina!
If we could give more stars, we would.
Thank you, Attorney Miner and Elina!
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B Heck
Google review
★★★★★
I simply went to Todd Miner's website and competed a text message on my situation. Todd (himself) called me and spent 20 minutes discussing my situation even though he isn't representing me. That is unbelievable that in today's society someone is actually willing to help and listen!! If there was a 10 star rating I would give it to him. Easily understood and the advice was solid. Thanks Todd for your time and help! It was truly needed.
CAR ACCIDENT CASE RESULTS
Car accident results. Real lives behind them.
A settlement figure tells only part of the story. The injuries, the evidence, and the work behind the result matter, too.
CAR ACCIDENT SETTLEMENT
$1.2 million
A left turn. A serious collision. A recovery built around the injuries.
An oncoming driver made an unprotected left turn, causing a T-bone collision. Our client required cervical fusion and lower-back surgery. The case resolved for $1.2 million. Case details ↗
ORLANDO INTERSECTION COLLISION
$910,000
After lumbar surgery and significant time away from work, our client faced a dispute over medical damages and lost wages. We filed the case and documented the impact of those losses. Case details ↗
UM SETTLEMENT + JURY VERDICT
$527,000 combined
A rear-end collision case resulted in a $100,000 uninsured-motorist settlement and a $427,000 jury verdict after the remaining issues went to trial. Case details ↗
WHEN THE INSURANCE COMPANY PUSHES BACK
Help with disputed car accident insurance claims
A disputed claim can add pressure when you’re already dealing with treatment and time away from work. Start by understanding what is being questioned and what evidence can answer it.
Review the details. Understand the questions.Coverage, policy terms, and the evidence behind the claim belong in the same conversation.
“You caused the crash.”
Bring the discussion back to the evidence.
When fault is disputed, crash reports, photographs, witness accounts, and available video can help establish what happened. We investigate the facts rather than treating an adjuster’s version of events as the final answer.
“Those injuries were already there.”
Show what changed after the collision.
Medical records and a clear treatment history help explain the relationship between the crash and your condition. Tell your attorney about earlier injuries as well as new symptoms so the claim can be evaluated honestly and thoroughly.
“We still need more paperwork.”
Know what is missing and what comes next.
Keep a record of document requests, responses, and insurance correspondence. Our role includes organizing the claim and following up on disputed or outstanding issues, so you can understand what is holding up a decision.
Asked for a recorded statement or a signature?
Before giving a recorded statement or signing a settlement release, ask a lawyer what the request means for your claim. Do not ignore notice deadlines or cooperation requirements under your own policy; get advice about how to respond.
Different crashes call for different evidence. We look at how the collision happened, who may be responsible, and which insurance coverage may apply.
LOOK BEYOND THE COLLISION.Find the details that tell your story.
01 / THE SEQUENCE MATTERS
Rear-end & multi-vehicle crashes
The sequence of impacts matters, especially when several drivers give different accounts. Vehicle damage, witness statements, and available footage help piece the events together.
Start with what you remember before the first impact, where your vehicle was positioned, and whether you felt more than one collision. You do not need to reconstruct the accident yourself. Separate what you saw from what someone later told you.
02 / A CLOSER INVESTIGATION
Head-on, side-impact & rollover crashes
These cases call for a close look at the collision, the vehicles, and the injuries. Reconstruction or other expert input may be needed to explain how the crash occurred.
Tell us about the road layout, the direction each vehicle was traveling, and whether anyone mentioned a vehicle problem. When serious injuries interrupt everyday life, the investigation also needs to account for treatment, missed work, and possible ongoing care. Explore claims involving a defective vehicle part.
03 / LOOK AT THE COVERAGE
Hit-and-run & uninsured drivers
A missing driver or limited insurance calls for a careful coverage review. Bring your own auto policy so we can discuss whether any available benefits may apply.
Keep any description of the vehicle, partial plate information, witness contacts, and the report number. Do not assume that a driver leaving the scene answers every question about coverage. Your policy and the facts need to be reviewed together. Read about accidents with an uninsured driver.
04 / FOLLOW THE TRIP DETAILS
Rideshare & work-related driving
Who the driver was working for and what they were doing at the time can affect the investigation. App activity, trip information, and insurance documents may be important.
If you were a passenger, keep the receipt and screenshots of the trip information. Tell us whether you booked the ride, were waiting for a pickup, or were already traveling. If a work vehicle was involved, note the business name and any identifying details you safely recorded.
Was speeding, distraction, or impaired driving involved? Tell us what you observed and what evidence you have. We can discuss what further investigation may be needed.
WHAT TO DO AFTER A FLORIDA CAR ACCIDENT
What to do after a car accident in Florida
You don’t have to solve the whole claim at the roadside. Focus on immediate help, then keep the information you can safely collect.
One step at a time. Start with safety.
THE SHORT VERSION
What to do after a crash
Put your safety and health first. Then take it one step at a time.
1
Safety first
Move away from traffic if safe. Call 911 if someone is injured.
2
Get medical care
Seek prompt medical attention. Explain your symptoms and the crash.
3
Preserve the details
If safe, take photos and exchange driver and witness information.
4
Keep your records
Save medical and insurance records. Ask about your legal options.
General guidance, not a complete emergency or legal checklist.
01
Get to safety and get help.
Call 911 for injuries or an immediate hazard. Stay out of traffic, and do not put yourself at risk to photograph the scene or move a vehicle.
02
Make medical care a priority.
Have injuries and concerning symptoms evaluated promptly. Tell the provider about the collision and follow the treatment advice you receive; the PIP timing rule is not a reason to wait for care. Read about medical treatment and injury documentation.
03
Keep the facts while they’re available.
If it is safe, exchange driver and insurance information, collect witness contact details, and photograph the vehicles and scene. Keep the crash report number and avoid guessing about facts you do not know.
04
Save the paperwork. Ask before you settle.
Keep bills, treatment records, missed-work information, and insurer messages together. Report the accident as required by your policy, and ask for legal guidance before signing a release.
MAKE YOUR FIRST CONVERSATION EASIER
What do you have ready?
Tick the records you already have. Missing something is okay; you can still ask for help.
0 of 4 groups ready
This checklist stays on this page. Nothing is uploaded, saved or sent.
UNDERSTANDING FLORIDA CAR ACCIDENT CLAIMS
Understanding Florida car accident laws
Insurance coverage, fault, and timing can affect the path forward. Here are four questions to discuss with a Florida car accident attorney.
01 / YOUR INSURANCE
What does Florida’s no-fault system mean for me?
Personal injury protection, or PIP, can help pay covered medical expenses and part of lost income, regardless of who caused the crash. Benefits have limits and conditions, including qualifying initial care within 14 days for medical benefits. That treatment requirement is not the deadline for every potential claim. Florida PIP law ↗
02 / RESPONSIBILITY
What if the insurance company blames me?
In negligence actions covered by Florida’s comparative-fault statute, your share of fault reduces your recovery. Being more than 50% responsible for your own harm can bar recovery. An insurer’s accusation is not the final word; the evidence and applicable law matter. Florida comparative-fault law ↗
03 / YOUR DEADLINE
How long do I have to file a lawsuit?
Florida generally provides two years for an action founded on negligence. The deadline and any exceptions depend on the circumstances and applicable law. Do not assume that negotiating with an insurer extends your time; have an attorney review the dates promptly. Florida limitations statute ↗
04 / BEYOND MEDICAL BILLS
Can I recover for pain and suffering?
For motor-vehicle claims subject to Florida’s statutory injury threshold, pain-and-suffering damages generally require a qualifying injury, such as a permanent injury, significant and permanent loss of an important bodily function, significant and permanent scarring or disfigurement, or death. The medical evidence and the law that applies to your claim need careful review. Florida injury-threshold law ↗
Put your health first. Keep available crash reports, photographs, insurance letters, medical records, and receipts together. Bring what you have to the conversation, even if your paperwork is incomplete.
THE IMPACT BEYOND THE VEHICLE
Car accident injuries and the evidence behind your claim
The damage to your car is only one part of the story. Your medical records, your recovery, and the effect on your daily life deserve their own careful review.
Car accident claims may involve neck and back injuries, fractures, concussions, brain injuries, or spinal cord damage. Rather than attach a payout range to a diagnosis, we look at the available medical evidence and the losses it supports.
If you had an earlier injury, tell both your medical provider and your attorney. A clear account of your health before and after the accident is more useful than trying to leave difficult details out.
Medical records, bills, specialist findings, and recommendations for further care.
Your work
Missed time, pay records, job demands, and documented restrictions.
Your everyday life
Changes to mobility, sleep, household responsibilities, and activities you previously enjoyed.
The road ahead
Evidence about ongoing care needs and lasting limitations, with expert input when appropriate.
Keep an accurate record. Describe what you experience without exaggerating or minimizing it.
More than medical bills.Your treatment, your work, and your everyday life each tell part of the story.
FROM A DIFFICULT EVENT TO A CLEARER RECORD
How our Florida car accident lawyers build your claim
The collision is one part of the story. Your treatment, the effect on your work, and the questions an insurer raises deserve attention too.
THE COLLISION, IN CONTEXT
01 / WHAT HAPPENED
Investigating who caused the crash
After a collision, different people may describe the same moment differently. One driver may focus on the traffic signal, another on the speed of the vehicles, and a witness on what happened immediately before impact. The useful question is not whose account sounds most confident. It is how the available records fit together and where important questions remain.
Write down what you remember while separating personal observations from information you learned afterward. You may remember where you were driving, how many impacts you felt, or what you saw in your mirror. If you do not remember something, say so. Filling in a gap with a guess can make the account less useful, not more complete.
Keep the original photographs, messages, and documents already in your possession. Tell your attorney about possible dashcam footage, nearby cameras, or witnesses rather than assuming someone else has obtained that information. The firm can discuss which records are relevant and the appropriate way to pursue them. Do not enter restricted areas, access someone else’s accounts, or put yourself at risk to collect evidence.
Medical appointments are only one part of life after an accident. You may also be arranging transportation, missing shifts, relying on a family member, or finding that an ordinary task takes longer than before. Explain those changes accurately when you speak with your attorney. Specific examples are more useful than a broad statement that everything has become difficult.
Keep treatment paperwork and available billing records together, but do not assume every document describes the same thing. An appointment summary, an insurance explanation of benefits, and a bill can answer different questions. If a charge or payment request is unclear, identify it for discussion rather than ignoring it or assuming the claim will automatically take care of it.
Work-related records also need context. An hourly employee, a self-employed person, and someone using paid leave may have different records available. Bring what you have, explain how your work was affected, and ask what else would help document the issue. A list of missed dates can be a starting point, but the attorney should explain what supporting information is appropriate for your circumstances.
Be open about earlier injuries, existing symptoms, and changes during recovery. Your medical providers need an accurate history, and the legal discussion should be based on the same facts. Do not change treatment simply to make a claim look stronger. Questions about diagnosis, treatment, and restrictions belong with qualified health professionals.
A useful way to prepare
Think in three columns: what changed, when it changed, and which records or people could help explain it. You are organizing the conversation, not assigning a dollar amount.
WHAT YOUR CLAIM MAY INVOLVE
What compensation can a car accident claim include?
A serious crash can affect far more than your next medical bill. Our team documents the financial and personal impact of your injuries when building your claim.
Medical care
Treatment costs, rehabilitation, and anticipated future care supported by the evidence. Who pays the medical bills?
What affects the value of a car accident settlement?
A settlement depends on who is legally responsible, the insurance coverage available, the evidence of your injuries, and how those injuries affect your work and everyday life. Treatment records, ongoing care needs, and disputed fault can all matter. A case-result figure or another person’s diagnosis cannot tell you what your own claim is worth.
A CLEAR CONVERSATION ABOUT FEES
Start with a free case review.
There is no attorney’s fee unless we recover compensation for you. Before representation begins, ask us to explain the fee agreement, case expenses, and how those expenses are handled.
The facts must be reviewed together. No two claims are identical.
Injuries & treatment
Medical records, care needs and effects on daily life.
Financial impact
Documented expenses, lost income and future needs.
INDIVIDUAL CLAIM REVIEW
Evidence & fault
What happened, supporting proof and responsibility.
Insurance coverage
Applicable policies, limits and coverage questions.
These are review factors, not a payout formula or guarantee.
GET TO KNOW TODD MINER
Meet Todd Miner, founder and trial attorney
Todd Miner’s career includes insurance-defense work, traffic-related criminal prosecution, and representing people injured in accidents. That experience informs the firm’s investigation of collisions, review of insurance coverage, and preparation for disputed claims. Read Todd Miner’s attorney profile ↗
Choosing a lawyer is a personal decision. Get to know the attorney, ask how the team would handle your case, and make sure you feel comfortable asking questions.
From our Orlando office, Todd Miner Law represents injured people throughout Central Florida and across the state. These local guides explain car accident claims in the communities below. If your city isn’t listed, call and tell us where the crash happened so we can discuss whether we can help. About our Florida practice ↗
How do I choose the best car accident lawyer in Florida for my case?
Choose a lawyer with relevant car accident experience, a clear approach to insurance disputes, and a fee agreement you understand. Ask who will handle your matter, how you will receive updates, and whether the team is prepared to take a disputed case through litigation. Compare attorney backgrounds, client feedback, and case results in context rather than assuming one firm is the best choice for every person.
Can Todd Miner Law help if my accident happened outside Orlando?
Our practice serves injured people in Central Florida and across the state from an Orlando office. Call with the accident location and a brief description of what happened so we can discuss whether the firm can assist with your particular case. Our Florida practice ↗
What if I was visiting Florida when the crash happened?
Tell us where you live, where the crash happened, and whether you have already returned home. Ask about consultation arrangements before planning a trip to the office, and bring the records you have. Read our guide for out-of-state accident victims.
Should I accept the insurance company’s first offer?
Before signing a release, ask a lawyer to explain what claims it would resolve and whether the proposed payment addresses your documented losses. Bring the offer, related correspondence, and available treatment records to your consultation. Do not feel you have to assess the paperwork without understanding it.
What if the other driver has little or no insurance?
There may be other coverage to review, including your own uninsured or underinsured motorist policy if you carry it. The firm reviews insurance policies and coverage issues in these cases; the options depend on the policy terms and the facts.
Should I speak with a lawyer after a minor car accident?
A crash that looks minor can still raise questions about injuries, fault, or insurance. If you are hurt, facing a disputed claim, or unsure about a release, ask whether a legal review would help. When to consider a lawyer after a minor crash.
Do car accident lawyers charge an upfront attorney’s fee?
Our case review is free, and our contingency arrangement means no attorney’s fee unless we recover compensation. Case expenses are a separate question, so ask how they are handled before signing the agreement. Understand upfront fees and case costs.
How much of my settlement goes toward legal fees?
Your written agreement explains the attorney’s fee and how it is calculated. Case expenses and medical reimbursement obligations may also affect the amount you receive, so ask the team to walk you through those deductions. Read about fees and settlement deductions.
Can health insurance help with accident-related medical bills?
Health insurance may help with eligible treatment, depending on your coverage and how it coordinates with auto insurance benefits. Deductibles, network rules, and possible reimbursement obligations need to be reviewed. Explore health insurance after a car accident.
What should I do if my car accident claim is denied?
Keep the denial letter, your policy, and the records supporting your claim. Ask a lawyer to review the stated reason and any applicable response deadlines rather than assuming the denial ends your options. Understand common claim-denial issues.
Why is my car accident settlement taking so long?
Ongoing treatment, missing records, disputed responsibility, and litigation can affect timing. Ask what is still unresolved and what the next milestone is; there is no single timetable that fits every case. Read about common settlement delays.
Will my car accident case go to court?
Some disputes resolve through negotiation, while others require a lawsuit or trial. The evidence, the insurer’s position, and your circumstances should guide a conversation with your attorney about the next step. Learn about settlement and going to court.
When should I contact a Florida car accident attorney?
You can ask for a legal review while gathering your records; you do not need a complete file before starting the conversation. Bring the accident date, any insurer correspondence, and your questions about next steps. Ask the attorney to identify the deadlines that apply to your situation. Read about when to contact a Florida car accident attorney.
What if symptoms appear after I leave the accident scene?
Have new or concerning symptoms evaluated by a qualified medical professional, and explain when the collision happened and when you noticed the symptoms. Keep an accurate timeline and discuss the records with your attorney. Do not assume that later symptoms restart a legal deadline. Read about documenting delayed symptoms after a crash.
LET’S TALK ABOUT WHAT HAPPENED
Speak with a Florida car accident attorney
Medical bills. Missed work. An insurance company asking you to settle. You don’t have to sort through it all on your own.
Call Todd Miner Law for a free consultation about your Florida car accident claim. Tell us where the crash happened, how you were injured, and what the insurance company has said so far. We can discuss whether our team can help and explain the next step.
Tell us what happened. We’ll explain the next step.
You do not need a complete file or all the answers before you call. Start with where the accident happened, your injuries, and what is worrying you most.
The information on this page is general information, not legal advice for a particular case. Viewing this page or contacting the firm does not create an attorney-client relationship. Past results do not guarantee a similar outcome.
The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.