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Todd Miner

Florida Car Accident Lawyer · Orlando

Todd Miner Law: BBB Accredited Business, A+ rating Todd Miner: Martindale-Hubbell AV Preeminent peer rating
ORLANDO WEEKLY’S
BEST OF ORLANDO
4 YEARS
IN A ROW
Best Personal Injury Firm
& Best Law Firm Overall
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4.9 average · 1000+ client reviews

Orlando Office · Serving All of Florida

Florida Car Accident Lawyer Who Answers His Own Phone

After a Florida car accident, insurers move fast to limit what they pay. Todd Miner spent years defending them. Now, from Orlando, he uses 33+ years of Florida injury experience to fight for crash victims statewide. No call center.

Free Florida Car Accident Case Review

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100% CONFIDENTIAL · NO FEE UNLESS WE WIN · CALL 407-894-1480

BEST OF ORLANDO — 1ST PLACE 2023 · 2024 · 2025
Google Google
4.9 average · 1000+ client reviews

Orlando Office · Serving All of Florida

todd miner orlando personal injury attorney 1 centered

Florida Car Accident Lawyer Who Answers His Own Phone

After a Florida car accident, insurers move fast to limit what they pay. Todd Miner spent years defending them. Now, from Orlando, he uses 33+ years of Florida injury experience to fight for crash victims statewide. No call center.
Or fill out the form below

Free Florida Case Review

100% CONFIDENTIAL · NO FEE UNLESS WE WIN
CREDENTIALS · RATINGS
Todd Miner Law: BBB Accredited Business, A+ rating Todd Miner: Martindale-Hubbell AV Preeminent peer rating
ORLANDO WEEKLY’S
BEST OF ORLANDO
4 YEARS
IN A ROW
Best Personal Injury Firm
& Best Law Firm Overall

Real Stories from Across Central Florida

Client Reviews for Todd Miner Law in Orlando

After car crashes and difficult insurance claims, clients describe the communication, guidance, and personal attention they received from Todd Miner and his Orlando legal team.

Frequently mentioned in these reviews

  • Florida injury cases
  • Orlando car accidents
  • Personal injury attorney
  • Auto accident claims
  • Insurance claim guidance
  • Medical bills and recovery

CAR ACCIDENT CASE RESULTS

Car accident results. Real lives behind them.

A settlement figure tells only part of the story. The injuries, the evidence, and the work behind the result matter, too.

ORLANDO INTERSECTION COLLISION

$910,000

After lumbar surgery and significant time away from work, our client faced a dispute over medical damages and lost wages. We filed the case and documented the impact of those losses. Case details ↗

UM SETTLEMENT + JURY VERDICT

$527,000 combined

A rear-end collision case resulted in a $100,000 uninsured-motorist settlement and a $427,000 jury verdict after the remaining issues went to trial. Case details ↗

WHEN THE INSURANCE COMPANY PUSHES BACK

Help with disputed car accident insurance claims

A disputed claim can add pressure when you’re already dealing with treatment and time away from work. Start by understanding what is being questioned and what evidence can answer it.

Illustrated Todd Miner explains insurance documents to a fictional client.
Review the details.
Understand the questions.
Coverage, policy terms, and the evidence behind the claim belong in the same conversation.
“You caused the crash.”

Bring the discussion back to the evidence.

When fault is disputed, crash reports, photographs, witness accounts, and available video can help establish what happened. We investigate the facts rather than treating an adjuster’s version of events as the final answer.

“Those injuries were already there.”

Show what changed after the collision.

Medical records and a clear treatment history help explain the relationship between the crash and your condition. Tell your attorney about earlier injuries as well as new symptoms so the claim can be evaluated honestly and thoroughly.

“We still need more paperwork.”

Know what is missing and what comes next.

Keep a record of document requests, responses, and insurance correspondence. Our role includes organizing the claim and following up on disputed or outstanding issues, so you can understand what is holding up a decision.

Asked for a recorded statement or a signature?

Before giving a recorded statement or signing a settlement release, ask a lawyer what the request means for your claim. Do not ignore notice deadlines or cooperation requirements under your own policy; get advice about how to respond.

Our approach to insurance disputes ↗

EXPLORE FLORIDA CAR ACCIDENT CASES

Florida car accident cases we handle

Different crashes call for different evidence. We look at how the collision happened, who may be responsible, and which insurance coverage may apply.

Illustration of vehicle damage after a collision at an intersection.
LOOK BEYOND THE COLLISION.Find the details
that tell your story.

01 / THE SEQUENCE MATTERS

Rear-end & multi-vehicle crashes

The sequence of impacts matters, especially when several drivers give different accounts. Vehicle damage, witness statements, and available footage help piece the events together.

Start with what you remember before the first impact, where your vehicle was positioned, and whether you felt more than one collision. You do not need to reconstruct the accident yourself. Separate what you saw from what someone later told you.

02 / A CLOSER INVESTIGATION

Head-on, side-impact & rollover crashes

These cases call for a close look at the collision, the vehicles, and the injuries. Reconstruction or other expert input may be needed to explain how the crash occurred.

Tell us about the road layout, the direction each vehicle was traveling, and whether anyone mentioned a vehicle problem. When serious injuries interrupt everyday life, the investigation also needs to account for treatment, missed work, and possible ongoing care. Explore claims involving a defective vehicle part.

03 / LOOK AT THE COVERAGE

Hit-and-run & uninsured drivers

A missing driver or limited insurance calls for a careful coverage review. Bring your own auto policy so we can discuss whether any available benefits may apply.

Keep any description of the vehicle, partial plate information, witness contacts, and the report number. Do not assume that a driver leaving the scene answers every question about coverage. Your policy and the facts need to be reviewed together. Read about accidents with an uninsured driver.

04 / FOLLOW THE TRIP DETAILS

Rideshare & work-related driving

Who the driver was working for and what they were doing at the time can affect the investigation. App activity, trip information, and insurance documents may be important.

If you were a passenger, keep the receipt and screenshots of the trip information. Tell us whether you booked the ride, were waiting for a pickup, or were already traveling. If a work vehicle was involved, note the business name and any identifying details you safely recorded.

Was speeding, distraction, or impaired driving involved? Tell us what you observed and what evidence you have. We can discuss what further investigation may be needed.

WHAT TO DO AFTER A FLORIDA CAR ACCIDENT

What to do after a car accident in Florida

You don’t have to solve the whole claim at the roadside. Focus on immediate help, then keep the information you can safely collect.

Illustration of a safely parked car with a phone and notebook on the passenger seat.
One step at a time. Start with safety.
THE SHORT VERSION

What to do after a crash

Put your safety and health first. Then take it one step at a time.

  1. Safety first

    Move away from traffic if safe. Call 911 if someone is injured.

  2. Get medical care

    Seek prompt medical attention. Explain your symptoms and the crash.

  3. Preserve the details

    If safe, take photos and exchange driver and witness information.

  4. Keep your records

    Save medical and insurance records. Ask about your legal options.

General guidance, not a complete emergency or legal checklist.
  1. Get to safety and get help.

    Call 911 for injuries or an immediate hazard. Stay out of traffic, and do not put yourself at risk to photograph the scene or move a vehicle.

  2. Make medical care a priority.

    Have injuries and concerning symptoms evaluated promptly. Tell the provider about the collision and follow the treatment advice you receive; the PIP timing rule is not a reason to wait for care. Read about medical treatment and injury documentation.

  3. Keep the facts while they’re available.

    If it is safe, exchange driver and insurance information, collect witness contact details, and photograph the vehicles and scene. Keep the crash report number and avoid guessing about facts you do not know.

  4. Save the paperwork. Ask before you settle.

    Keep bills, treatment records, missed-work information, and insurer messages together. Report the accident as required by your policy, and ask for legal guidance before signing a release.

MAKE YOUR FIRST CONVERSATION EASIER

What do you have ready?

Tick the records you already have. Missing something is okay; you can still ask for help.

0 of 4 groups ready

This checklist stays on this page. Nothing is uploaded, saved or sent.
Records available for your consultation

UNDERSTANDING FLORIDA CAR ACCIDENT CLAIMS

Understanding Florida car accident laws

Insurance coverage, fault, and timing can affect the path forward. Here are four questions to discuss with a Florida car accident attorney.

01 / YOUR INSURANCE

What does Florida’s no-fault system mean for me?

Personal injury protection, or PIP, can help pay covered medical expenses and part of lost income, regardless of who caused the crash. Benefits have limits and conditions, including qualifying initial care within 14 days for medical benefits. That treatment requirement is not the deadline for every potential claim. Florida PIP law ↗

02 / RESPONSIBILITY

What if the insurance company blames me?

In negligence actions covered by Florida’s comparative-fault statute, your share of fault reduces your recovery. Being more than 50% responsible for your own harm can bar recovery. An insurer’s accusation is not the final word; the evidence and applicable law matter. Florida comparative-fault law ↗

03 / YOUR DEADLINE

How long do I have to file a lawsuit?

Florida generally provides two years for an action founded on negligence. The deadline and any exceptions depend on the circumstances and applicable law. Do not assume that negotiating with an insurer extends your time; have an attorney review the dates promptly. Florida limitations statute ↗

04 / BEYOND MEDICAL BILLS

Can I recover for pain and suffering?

For motor-vehicle claims subject to Florida’s statutory injury threshold, pain-and-suffering damages generally require a qualifying injury, such as a permanent injury, significant and permanent loss of an important bodily function, significant and permanent scarring or disfigurement, or death. The medical evidence and the law that applies to your claim need careful review. Florida injury-threshold law ↗

What you can do now

Put your health first. Keep available crash reports, photographs, insurance letters, medical records, and receipts together. Bring what you have to the conversation, even if your paperwork is incomplete.

THE IMPACT BEYOND THE VEHICLE

Car accident injuries and the evidence behind your claim

The damage to your car is only one part of the story. Your medical records, your recovery, and the effect on your daily life deserve their own careful review.

Car accident claims may involve neck and back injuries, fractures, concussions, brain injuries, or spinal cord damage. Rather than attach a payout range to a diagnosis, we look at the available medical evidence and the losses it supports.

If you had an earlier injury, tell both your medical provider and your attorney. A clear account of your health before and after the accident is more useful than trying to leave difficult details out.

How we document accident injuries ↗

BUILDING A CLEARER PICTURE

What helps explain
what you’re going through?

Your treatment
Medical records, bills, specialist findings, and recommendations for further care.
Your work
Missed time, pay records, job demands, and documented restrictions.
Your everyday life
Changes to mobility, sleep, household responsibilities, and activities you previously enjoyed.
The road ahead
Evidence about ongoing care needs and lasting limitations, with expert input when appropriate.

Keep an accurate record. Describe what you experience without exaggerating or minimizing it.

Dimensional paper artwork connects a calendar, briefcase and home.
More than medical bills.Your treatment, your work, and your everyday life each tell part of the story.

FROM A DIFFICULT EVENT TO A CLEARER RECORD

How our Florida car accident lawyers build your claim

The collision is one part of the story. Your treatment, the effect on your work, and the questions an insurer raises deserve attention too.

Illustrated Todd Miner listens to a fictional witness beside a parked car.
THE COLLISION, IN CONTEXT
01 / WHAT HAPPENED

Investigating who caused the crash

After a collision, different people may describe the same moment differently. One driver may focus on the traffic signal, another on the speed of the vehicles, and a witness on what happened immediately before impact. The useful question is not whose account sounds most confident. It is how the available records fit together and where important questions remain.

Write down what you remember while separating personal observations from information you learned afterward. You may remember where you were driving, how many impacts you felt, or what you saw in your mirror. If you do not remember something, say so. Filling in a gap with a guess can make the account less useful, not more complete.

Keep the original photographs, messages, and documents already in your possession. Tell your attorney about possible dashcam footage, nearby cameras, or witnesses rather than assuming someone else has obtained that information. The firm can discuss which records are relevant and the appropriate way to pursue them. Do not enter restricted areas, access someone else’s accounts, or put yourself at risk to collect evidence.

What you can organize

  • Your photographs and the crash report number.
  • Names and contact details you already received.
  • Insurance correspondence and a factual account.

What to ask the attorney

  • Which facts are disputed?
  • What additional records may help?
  • Does the matter call for expert analysis?

Explore the firm’s investigation and evidence approach.

Illustration of an injured person with an arm sling reaching for water at home.
THE LIFE BEHIND THE CLAIM
02 / WHAT CHANGED

Documenting how the injuries affect your life

Medical appointments are only one part of life after an accident. You may also be arranging transportation, missing shifts, relying on a family member, or finding that an ordinary task takes longer than before. Explain those changes accurately when you speak with your attorney. Specific examples are more useful than a broad statement that everything has become difficult.

Keep treatment paperwork and available billing records together, but do not assume every document describes the same thing. An appointment summary, an insurance explanation of benefits, and a bill can answer different questions. If a charge or payment request is unclear, identify it for discussion rather than ignoring it or assuming the claim will automatically take care of it.

Work-related records also need context. An hourly employee, a self-employed person, and someone using paid leave may have different records available. Bring what you have, explain how your work was affected, and ask what else would help document the issue. A list of missed dates can be a starting point, but the attorney should explain what supporting information is appropriate for your circumstances.

Be open about earlier injuries, existing symptoms, and changes during recovery. Your medical providers need an accurate history, and the legal discussion should be based on the same facts. Do not change treatment simply to make a claim look stronger. Questions about diagnosis, treatment, and restrictions belong with qualified health professionals.

A useful way to prepare

Think in three columns: what changed, when it changed, and which records or people could help explain it. You are organizing the conversation, not assigning a dollar amount.

WHAT YOUR CLAIM MAY INVOLVE

What compensation can a car accident claim include?

A serious crash can affect far more than your next medical bill. Our team documents the financial and personal impact of your injuries when building your claim.

Medical care
Treatment costs, rehabilitation, and anticipated future care supported by the evidence. Who pays the medical bills?
Income and work
Time away from work and the effect of lasting injuries on your ability to earn. Read about documenting lost wages.
Everyday life
Pain, limitations, and changes to the activities that matter to you, where recoverable under the applicable law. Explore anxiety-related claims after a crash.

What affects the value of a car accident settlement?

A settlement depends on who is legally responsible, the insurance coverage available, the evidence of your injuries, and how those injuries affect your work and everyday life. Treatment records, ongoing care needs, and disputed fault can all matter. A case-result figure or another person’s diagnosis cannot tell you what your own claim is worth.

A CLEAR CONVERSATION ABOUT FEES

Start with a free
case review.

There is no attorney’s fee unless we recover compensation for you. Before representation begins, ask us to explain the fee agreement, case expenses, and how those expenses are handled.

You should understand the terms before you decide how to move forward. Explore attorney fees and case expenses.

Get My Free Case Review →
Illustration of work boots, gloves and a hardhat left unused during time away from work.
Time away from work matters, too.
SEE THE WHOLE PICTURE

What can affect compensation?

The facts must be reviewed together. No two claims are identical.

Injuries & treatment

Medical records, care needs and effects on daily life.

Financial impact

Documented expenses, lost income and future needs.

INDIVIDUAL CLAIM REVIEW

Evidence & fault

What happened, supporting proof and responsibility.

Insurance coverage

Applicable policies, limits and coverage questions.

These are review factors, not a payout formula or guarantee.
Todd Miner, founder of Todd Miner Law.

GET TO KNOW TODD MINER

Meet Todd Miner, founder and trial attorney

Todd Miner’s career includes insurance-defense work, traffic-related criminal prosecution, and representing people injured in accidents. That experience informs the firm’s investigation of collisions, review of insurance coverage, and preparation for disputed claims. Read Todd Miner’s attorney profile ↗

Choosing a lawyer is a personal decision. Get to know the attorney, ask how the team would handle your case, and make sure you feel comfortable asking questions.

FLORIDA REPRESENTATION. LOCAL INFORMATION.

Car accident representation across Florida

From our Orlando office, Todd Miner Law represents injured people throughout Central Florida and across the state. These local guides explain car accident claims in the communities below. If your city isn’t listed, call and tell us where the crash happened so we can discuss whether we can help. About our Florida practice ↗

Illustration of a palm-lined Florida-style road, not a specific location.
Orlando roots. Florida focus.

FLORIDA CAR ACCIDENT QUESTIONS

Florida car accident lawyer FAQs

You don’t have to know the right legal terms. Tell us what is worrying you, and ask for an explanation that makes sense.

Ask about your case →
Illustration of a meeting table and chairs, not the firm’s actual office.
A place to start asking questions.
How do I choose the best car accident lawyer in Florida for my case?

Choose a lawyer with relevant car accident experience, a clear approach to insurance disputes, and a fee agreement you understand. Ask who will handle your matter, how you will receive updates, and whether the team is prepared to take a disputed case through litigation. Compare attorney backgrounds, client feedback, and case results in context rather than assuming one firm is the best choice for every person.

Our case results, attorney profiles, and client reviews are a starting point for that conversation.

Can Todd Miner Law help if my accident happened outside Orlando?

Our practice serves injured people in Central Florida and across the state from an Orlando office. Call with the accident location and a brief description of what happened so we can discuss whether the firm can assist with your particular case. Our Florida practice ↗

What if I was visiting Florida when the crash happened?

Tell us where you live, where the crash happened, and whether you have already returned home. Ask about consultation arrangements before planning a trip to the office, and bring the records you have. Read our guide for out-of-state accident victims.

Should I accept the insurance company’s first offer?

Before signing a release, ask a lawyer to explain what claims it would resolve and whether the proposed payment addresses your documented losses. Bring the offer, related correspondence, and available treatment records to your consultation. Do not feel you have to assess the paperwork without understanding it.

What if the other driver has little or no insurance?

There may be other coverage to review, including your own uninsured or underinsured motorist policy if you carry it. The firm reviews insurance policies and coverage issues in these cases; the options depend on the policy terms and the facts.

Should I speak with a lawyer after a minor car accident?

A crash that looks minor can still raise questions about injuries, fault, or insurance. If you are hurt, facing a disputed claim, or unsure about a release, ask whether a legal review would help. When to consider a lawyer after a minor crash.

Do car accident lawyers charge an upfront attorney’s fee?

Our case review is free, and our contingency arrangement means no attorney’s fee unless we recover compensation. Case expenses are a separate question, so ask how they are handled before signing the agreement. Understand upfront fees and case costs.

How much of my settlement goes toward legal fees?

Your written agreement explains the attorney’s fee and how it is calculated. Case expenses and medical reimbursement obligations may also affect the amount you receive, so ask the team to walk you through those deductions. Read about fees and settlement deductions.

Can health insurance help with accident-related medical bills?

Health insurance may help with eligible treatment, depending on your coverage and how it coordinates with auto insurance benefits. Deductibles, network rules, and possible reimbursement obligations need to be reviewed. Explore health insurance after a car accident.

What should I do if my car accident claim is denied?

Keep the denial letter, your policy, and the records supporting your claim. Ask a lawyer to review the stated reason and any applicable response deadlines rather than assuming the denial ends your options. Understand common claim-denial issues.

Why is my car accident settlement taking so long?

Ongoing treatment, missing records, disputed responsibility, and litigation can affect timing. Ask what is still unresolved and what the next milestone is; there is no single timetable that fits every case. Read about common settlement delays.

Will my car accident case go to court?

Some disputes resolve through negotiation, while others require a lawsuit or trial. The evidence, the insurer’s position, and your circumstances should guide a conversation with your attorney about the next step. Learn about settlement and going to court.

When should I contact a Florida car accident attorney?

You can ask for a legal review while gathering your records; you do not need a complete file before starting the conversation. Bring the accident date, any insurer correspondence, and your questions about next steps. Ask the attorney to identify the deadlines that apply to your situation. Read about when to contact a Florida car accident attorney.

What if symptoms appear after I leave the accident scene?

Have new or concerning symptoms evaluated by a qualified medical professional, and explain when the collision happened and when you noticed the symptoms. Keep an accurate timeline and discuss the records with your attorney. Do not assume that later symptoms restart a legal deadline. Read about documenting delayed symptoms after a crash.

LET’S TALK ABOUT WHAT HAPPENED

Speak with a Florida car accident attorney

Medical bills. Missed work. An insurance company asking you to settle. You don’t have to sort through it all on your own.

Call Todd Miner Law for a free consultation about your Florida car accident claim. Tell us where the crash happened, how you were injured, and what the insurance company has said so far. We can discuss whether our team can help and explain the next step.

407-894-1480

Orlando office
915 Outer Rd, Orlando, FL 32814

YOUR FIRST CONVERSATION

Tell us what happened.
We’ll explain the next step.

You do not need a complete file or all the answers before you call. Start with where the accident happened, your injuries, and what is worrying you most.

  • Have the accident date and location available.
  • Bring insurer letters and any records you have.
  • Ask about legal options, fees and next steps.
Call 407-894-1480 →

A consultation does not itself create an attorney-client relationship. Representation is subject to an agreement with the firm.

The information on this page is general information, not legal advice for a particular case. Viewing this page or contacting the firm does not create an attorney-client relationship. Past results do not guarantee a similar outcome.